In The Car

Who We Are

Who We Are

Thrive Against the Backdrop of Increasing Market Competition

The combination of expanding markets, diverse consumer preferences, online sales platforms, and technological advancements has fueled increased competition among car sellers. To succeed in this environment, OEMs and car dealers must differentiate themselves through innovative solutions that deliver superior value to customers.

In The Car

Boost Revenue by Including
Auto Insurance in Every Vehicle Sale

To help you succeed in this evolving marketing, In The Car (ITC) offers our expertise through our fully embedded, digital-first auto insurance platform. It enables OEMs and car dealers to generate a competitively priced auto insurance quote—within 30 seconds or less—at the point of sale.


Our innovative, secure, SaaS platform, which is intuitive and fast, delivers what modern car and insurance shoppers and buyers want, a frictionless buying experience with a new value proposition.


And our unique value extends well beyond our technology. Our In The Car leadership team has deep expertise building auto insurance products from the ground up, including those that account for the risks unique to electric and autonomous vehicles. We interact directly with regulators and the OEMs we serve to ensure that our insurance policies are accurate, compliant, and the most competitively priced in the market based on each customer’s unique customer data.

Meet the Team

ROD FOX
Chairman
Rod is the Managing Partner of F&S Ventures, a privately-held insurance investment firm he formed in 2008 with Jim Stanard, the former CEO of RenaissanceRe. Rod is also Executive Chairman of Howden Tiger. Howden Tiger is a global strategic reinsurance and capital advisory firm, working with a high-end group of insurers. Prior to Howden Tiger, Rod served as the Chief Executive Officer of Praetorian Financial Group where he led the re-structuring, re-branding, and successful sale of the $2B specialty property and casualty insurer to QBE of the Americas. Prior to PFG, Rod was the founder and Chief Executive Officer of Benfield Group’s US reinsurance platform. Rod holds the CPCU designation and is a graduate of Middlebury College and the Executive Risk Management Program at the Wharton School of the University of Pennsylvania.
MATTHEW EDMONDS
President & CEO

Matt Edmonds has 20 years of insurance experience as an insurance executive with expertise in underwriting, pricing, product development, and predictive analytics. Prior to joining In The Car, Matt led the development and launch of Tesla Insurance Services. Preceding Tesla, he spent 16 years with various insurance carriers (AIG, Allstate and Mutual of Enumclaw) and 3rd party data providers in a variety of leadership positions in the areas of product management, product development, underwriting, data management, strategy, and predictive Analytics. Matt received his Bachelor of Science in International Business from Oregon State University and his Masters in Business Administration from Mercer University.

WIN HOTCHKISS
EVP & Director
Win has over thirty years of insurance industry investing and deal making experience on behalf of private equity, hedge fund, HNW and corporate (re)insurance platforms. He has been involved in the formation of four successful insurance and investment businesses and invested in and served on the board directors of eight companies. Win brings a strong track record of generating attractive returns and value creation. Prior positions at Pelican Ventures, Endurance Holdings, GRX Technologies, Marsh & McLennan Capital, Conning & Co and AIG have enabled Win to foster a large network of senior level relationships. Win holds an MBA from Columbia Business School and BA from Connecticut College.
CAITLIN MAHONEY
Vice President of Product
Caitlin has held many positions throughout the P&C insurance industry including product managements, underwriting, and distribution. As the Senior Product Development Manager for Commercial Auto, she built and launched a new product and designed a new quoting platform to improve user experience and profitability. Prior to this, she was a New Ventures Product Manager where she created a direct to consumer auto and renters product in a traditional exclusive agency company. Caitlin holds a bachelor in Mathematics/Economics from the University of California Los Angeles.
LAURA CRABILL
Vice President of Operations
Laura Crabill, Chief Operating Officer, is an insurance industry veteran with more than 25 years of experience in personal lines insurance. Prior to joining In The Car, Laura spent most of the last ten years in the InsurTech/start-up industry, including working at Munich Re Digital Partners as Director of Product, successfully launching Tesla Insurance; as well as co-founding an MGA. Prior to moving into InsurTech, Laura held various leadership roles in Product, Underwriting and Sales with Kemper and LexisNexis. Laura earned an MBA from Georgia State University and a Bachelor of Administration degree in Marketing from Valdosta State University. When Laura is not at work, she enjoys pickleball, golf and traveling with her family.

JENNY JOHNSTON

Head of Agency

Jenny is a driven, dynamic, future-focused executive with ten years of experience in startup insurance organizations.  She holds keen expertise in identifying business opportunities, providing recommendations for process improvement, and building and leading high-performing teams. Prior to joining In The Car, Jenny was Director of Embedded Insurance, CDK/Salty. Preceding CDK/Salty, she had an accomplished career in insurance at Allstate and as the General Insurance Manager of Ken Garff Automotive Group. She received a Bachelor’s Degree in History and a Master’s Degree in Education from Idaho State University.

NIHAT GUVEN
Chief Technology Officer
Nihat Guven is a technology executive with a track record spanning over 20 years. With extensive expertise in IT, product development, security, and cloud computing, he brings a wealth of knowledge and leadership to his role. Prior to his current position at In The Car, Nihat held key positions in prominent technology companies including PurpleBox, Qualys, and KPMG. Throughout his career, he has successfully led numerous IT transformation projects for enterprise customers as well as technology startups. Nihat holds a Bachelor of Science degree in Electronics Engineering from Bogazici University and a Masters in Business Administration from the University of Georgia.
ANNA KOKKINOS
Chief of Staff
Anna Kokkinos serves as the Chief of Staff to ITC. Anna has held multiple positions in the insurance and reinsurance industry. As an Account Executive Manager at Pierson & Smith where she managed the commercial auto lines accounts, Anna acquired over 300 new accounts within the first year. Prior to this, she served as a Marketing Specialist and Underwriting Assistant at American Wholesaler’s Underwriting, an MGA for AIG where she implemented aggressive selling and marketing campaigns and increased the number of participating agents by 60%. She functioned as a “solutions seller” by increasing value to agencies while retaining long-term loyalty, and building strategic partnerships with the agency network. Anna holds a Bachelor of Science in Computer Technology, from the University of Connecticut and licensed as a Property and Casualty insurance agent.

Meet the Team

ROD FOX
Chairman​

Rod is the Managing Partner of F&S Ventures, a privately-held insurance investment firm he formed in 2008 with Jim Stanard, the former CEO of RenaissanceRe. Rod is also Executive Chairman of Howden Tiger. Howden Tiger is a global strategic reinsurance and capital advisory firm, working with a high-end group of insurers. Prior to Howden Tiger, Rod served as the Chief Executive Officer of Praetorian Financial Group where he led the re-structuring, re-branding, and successful sale of the $2B specialty property and casualty insurer to QBE of the Americas. Prior to PFG, Rod was the founder and Chief Executive Officer of Benfield Group’s US reinsurance platform. Rod holds the CPCU designation and is a graduate of Middlebury College and the Executive Risk Management Program at the Wharton School of the University of Pennsylvania.

MATTHEW EDMONDS
President & CEO

Matt Edmonds has 20 years of insurance experience as an insurance executive with expertise in underwriting, pricing, product development, and predictive analytics. Prior to joining In The Car, Matt led the development and launch of Tesla Insurance Services. Preceding Tesla, he spent 16 years with various insurance carriers (AIG, Allstate and Mutual of Enumclaw) and 3rd party data providers in a variety of leadership positions in the areas of product management, product development, underwriting, data management, strategy, and predictive Analytics. Matt received his Bachelor of Science in International Business from Oregon State University and his Masters in Business Administration from Mercer University.

WIN HOTCHKISS
EVP & Director

Win has over thirty years of insurance industry investing and deal making experience on behalf of private equity, hedge fund, HNW and corporate (re)insurance platforms. He has been involved in the formation of four successful insurance and investment businesses and invested in and served on the board directors of eight companies. Win brings a strong track record of generating attractive returns and value creation. Prior positions at Pelican Ventures, Endurance Holdings, GRX Technologies, Marsh & McLennan Capital, Conning & Co and AIG have enabled Win to foster a large network of senior level relationships. Win holds an MBA from Columbia Business School and BA from Connecticut College.

LEONARD OREMLAND
Director

Leonard is currently a Managing Director and Head of Distribution at Xponance, and asset management and multi-strategy investment firm. Before joining Xponance, Len served as Managing Director, Head of Global Consultant Relations at OFI Global Asset Management (an OppenheimerFunds company). His prior experience includes senior Distribution and Management roles at Ares Management, ING Investment Management and Cowen & Company.

CAITLIN MAHONEY
Vice President of Product

Caitlin has held many positions throughout the P&C insurance industry including product managements, underwriting, and distribution. As the Senior Product Development Manager for Commercial Auto, she built and launched a new product and designed a new quoting platform to improve user experience and profitability. Prior to this, she was a New Ventures Product Manager where she created a direct to consumer auto and renters product in a traditional exclusive agency company. Caitlin holds a bachelor in Mathematics/Economics from the University of California Los Angeles.

LAURA CRABILL
Vice President of Operations

Laura Crabill, Chief Operating Officer, is an insurance industry veteran with more than 25 years of experience in personal lines insurance. Prior to joining In The Car, Laura spent most of the last ten years in the InsurTech/start-up industry, including working at Munich Re Digital Partners as Director of Product, successfully launching Tesla Insurance; as well as co-founding an MGA. Prior to moving into InsurTech, Laura held various leadership roles in Product, Underwriting and Sales with Kemper and LexisNexis. Laura earned an MBA from Georgia State University and a Bachelor of Administration degree in Marketing from Valdosta State University. When Laura is not at work, she enjoys pickleball, golf and traveling with her family.

JENNY JOHNSTON
Head of Agency

Jenny is a driven, dynamic, future-focused executive with ten years of experience in startup insurance organizations. She holds keen expertise in identifying business opportunities, providing recommendations for process improvement, and building and leading high-performing teams. Prior to joining In The Car, Jenny was Director of Embedded Insurance, CDK/Salty. Preceding CDK/Salty, she had an accomplished career in insurance at Allstate and as the General Insurance Manager of Ken Garff Automotive Group. She received a Bachelor’s Degree in History and a Master’s Degree in Education from Idaho State University.

NIHAT GUVEN
Chief Technology Officer

Nihat Guven is a technology executive with a track record spanning over 20 years. With extensive expertise in IT, product development, security, and cloud computing, he brings a wealth of knowledge and leadership to his role. Prior to his current position at In The Car, Nihat held key positions in prominent technology companies including PurpleBox, Qualys, and KPMG. Throughout his career, he has successfully led numerous IT transformation projects for enterprise customers as well as technology startups. Nihat holds a Bachelor of Science degree in Electronics Engineering from Bogazici University and a Masters in Business Administration from the University of Georgia.

ANNA KOKKINOS
Chief of Staff

Anna Kokkinos serves as the Chief of Staff to ITC. Anna has held multiple positions in the insurance and reinsurance industry. As an Account Executive Manager at Pierson & Smith where she managed the commercial auto lines accounts, Anna acquired over 300 new accounts within the first year. Prior to this, she served as a Marketing Specialist and Underwriting Assistant at American Wholesaler’s Underwriting, an MGA for AIG where she implemented aggressive selling and marketing campaigns and increased the number of participating agents by 60%. She functioned as a “solutions seller” by increasing value to agencies while retaining long-term loyalty, and building strategic partnerships with the agency network. Anna holds a Bachelor of Science in Computer Technology, from the University of Connecticut and licensed as a Property and Casualty insurance agent.

"If car manufacturers can estimate loss costs more accurately than insurers can, this will translate into more accurate insurance premiums, which is important for insurance profitability.”
Milliman
"If car manufacturers can estimate loss costs more accurately than insurers can, this will translate into more accurate insurance premiums, which is important for insurance profitability.”
Milliman

Rod Fox

Rod is the Managing Partner of F&S Ventures, a privately-held insurance investment firm he formed in 2008 with Jim Stanard, the former CEO of RenaissanceRe. Rod is also Executive Chairman of Howden Tiger. Howden Tiger is a global strategic reinsurance and capital advisory firm, working with a high-end group of insurers. Prior to Howden Tiger, Rod served as the Chief Executive Officer of Praetorian Financial Group where he led the re-structuring, re-branding, and successful sale of the $2B specialty property and casualty insurer to QBE of the Americas. Prior to PFG, Rod was the founder and Chief Executive Officer of Benfield Group’s US reinsurance platform. Rod holds the CPCU designation and is a graduate of Middlebury College and the Executive Risk Management Program at the Wharton School of the University of Pennsylvania.


Rod Fox

Chairman

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